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Gold Calculator

01 July 2026 · Live 24K/22K/18K/14K rates · GST · Making charges · Wastage

1. Select City & Rate

Base 24K Rate (editable)
/gram

2. Weight & Unit

= 10.00 grams

3. Purity (Karat)

24 Karat — pure gold, investment grade (99.9% Au) × 1.000

4. Charges & Tax

Estimated Total Value
₹0.00
Metal value₹0.00
Making charges₹0.00
Wastage value₹0.00
GST on Metal (3%)₹0.00
GST on Making (5%)₹0.00
Total₹0.00
Quick Reference (Current Karat)
Resale Note:

Jewelers do not refund making charges, wastage, or GST during buyback. Resale value is calculated solely on net gold weight and purity. Standard gold coins/bars offer higher resale value than jewelry due to minimal making charges.

Gold Buying Guide in India

🔍
Understanding BIS Hallmark & HUID

Always buy hallmarked gold. Look for the three signs: BIS Logo, Purity mark (e.g. 22K916), and the 6-digit alphanumeric HUID code, which verifies the item's authenticity on the BIS Care App.

⚖️
GST Rules on Gold

GST is split in India: 3% flat tax is charged on the value of gold metal + wastage. However, the making charges (workmanship) attract 5% GST separately. Insist on a detailed invoice breaking down these components.

🏢
Where to Invest

For physical gold, purchase from reputed jewellers or MMTC-PAMP. For paper/digital gold, consider Sovereign Gold Bonds (SGB) which offer 2.5% annual interest, or Gold ETFs/Mutual Funds on stock exchanges.

📅
Best Time to Buy

Historically, gold rates drop slightly during seasonal lulls in June-July before picking up in Dhanteras, Diwali, and the winter wedding season. Watch international USD/INR rates and US Federal Reserve rate cycles.