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Silver Purity Guide

31 March 2026 · BIS hallmark standards · Buying guide for Indian buyers

999Fine Silver
99.9% pure silver

The purest form commercially available. Used for investment coins, bullion bars, and biscuits. Softer than alloyed silver — not ideal for jewelry worn daily.

Today's Rate
₹266.14/gram
925Sterling
92.5% silver + 7.5% copper

The international jewelry standard. Copper alloy adds hardness and durability. Tarnishes over time but polishes easily. Look for "925" or "S925" hallmark.

Today's Rate
₹246.18/gram
900Coin Silver
90% silver + 10% copper

Traditional coin silver — pre-1965 US coins and Indian ceremonial coins. Harder and more durable. Common in vintage jewelry and antique items.

Today's Rate
₹239.53/gram
800European
80% silver + 20% base metals

Common in older European silverware. Harder, more resistant to denting. Used in cutlery and decorative items. Not common in Indian retail market.

Today's Rate
₹212.91/gram

BIS Hallmarking in India

The Bureau of Indian Standards (BIS) hallmark is India's official silver quality certification. Since April 2023, BIS hallmarking has been mandatory for silver articles sold in India.

What to look for:
  • BIS Logo (triangle)
  • Fineness mark (999, 925, 900, 800)
  • Assaying Centre code (HUID)
  • Jeweler's identification mark

Purity Comparison

PuritySilver %Best For
999 Fine99.9%Investment, bullion
925 Sterling92.5%Jewelry, daily wear
900 Coin90.0%Coins, antiques
800 European80.0%Cutlery, decor

Investment vs Jewelry Silver

Physical Silver (Investment)

  • 999 purity coins and bars
  • Buy from RBI-authorized mints or banks
  • Always check BIS hallmark + HUID
  • Store in bank locker for large quantities
  • GST 3% applies on purchase
  • LTCG after 3 years; STCG at slab rate

Silver ETF / Paper Silver

  • No GST on buying/selling ETF units
  • No storage cost or purity risk
  • Traded on NSE/BSE like stocks
  • SBI, Nippon, ICICI Silver ETFs available
  • LTCG after 3 years with indexation
  • Ideal for <₹1 lakh investment
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